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Mobile money and national payments, in and out of the account, instantly.
Cash-in and cash-out is where most institutions lose money and members lose patience. Push & Pull connects your core directly to MTN MoMo and Airtel Money, and through the national switch to instant payments between institutions, so a member can move money between their account, their mobile wallet and other institutions without visiting a branch.
One connection from your core reaches the mobile money operators, the national payment switch and the national ID register.
Your members
Networks
Digital layer
AD Push & Pull
One integration, every network
Your core banking system
From the app, USSD or their mobile money menu, they push money out to a wallet or pull it into their account.
Checked against the national ID register when they sign up and when they link a wallet.
MTN MoMo or Airtel Money for mobile money, RSwitch and eKash for transfers with other institutions.
Your core posts it in real time and the member receives an SMS confirmation.
RSwitch, eKash and NIDA are Rwanda's national systems. In other markets, Push & Pull connects to the local national switch and ID register in the same way.
Send from the account to an MTN MoMo or Airtel Money wallet in real time.
Deposit from a mobile wallet into the account without a branch visit.
Instant transfers to and from other banks and wallets through RSwitch and eKash in Rwanda, and the national switch in other markets.
Members are checked against the national ID register when they sign up and when they link a wallet.
Members receive an SMS for every movement in and out of the account.
Member records stay in your own core. Push & Pull carries the transaction, not the customer file.