In today’s computing world, Systems is a basis for running many businesses and organizations at all levels. Their importance and contribution to success have become very fundamental that more businesses are investing in developing or acquiring Systems to revolutionize and ease operations. 
The ADBanking Core Banking System that was developed by ADFinance specifically for Micro Finance Institutions (MFIs) has the ability to transform service delivery and improve the management of services at MFIs while offering advanced ICT-related services to their customers. The Value of the ADBanking lies in its integrated nature with four core interlinked modules that include the following:
1. Customer Management Core Module (Know Your Customer) that manages corporations (formal business and other organizational entities) or Individuals who can be members of groups such as lending groups & informal groups.
2. Savings Core Module that supports the savings policy of a Microfinance Institution, by allowing the management of an unlimited number of savings products of various types such as Current accounts (deposits and withdrawals); Savings plans (limited term, with several deposits and one withdrawal); Term deposits (One deposit and one withdrawal after a pre-determined period of time); Additionally savings products of those types can be configured based on various criteria, such as interest calculation methods, type of fees, and more.
3. Loans Management Core Module allows the configuration of an unlimited number of loan products based on several criteria like interest calculation methods (flat interests, decreasing interests, decreasing interests with fixed principal); Periodicity (daily, weekly, biweekly, monthly, quarterly, annually); & Types of fees.
4. Accounting Core Module allows the generation of accounting transactions from operational modules such as savings or from the accounting module itself. Other main features of this module include Web Based (no client software on workstations); Real-time multi-branch (clients do transactions from any branch); Rich reporting features (more than a hundred built-in reports and custom reports generating tools).
The modular design of the system makes it possible to utilize only parts of the system required at different levels of migrations and creates a possibility to integrate other third-party systems in order to extend the functionality. This implies that MFIs have the ability to keep up with technology by expanding the functionality of the ADBanking as the demands of their customers increase. Besides that, the ability to host this System in the Cloud further gives MFIs the leverage needed to achieve a return on investment.
