AD Lending

Enhancing access to capital through data science. Our inhouse credit scoring enables instant disbursement of micro-loans to FI’s end-customers. It is based on Machine Learning and mobile architecture. In less than one minute, if all conditions are met , the loan is disbursed. Thus, the population in remote areas, workers and sellers, doesn’t have to waste time to travel to physical branches or make fastidious applications.

Key Features

Streamlined Mobile Loan Application & Repayment

Simplified Process: a Step-by-step loan application process within the mobile app that provides real-time updates on application status and Personalized loan recommendations based on automated eligibility checks.

Convenient USSD Menu for Instant Loan Processings

A User-Friendly interface accessed via USSD that enables customers to access lending services easily. It allows for rapid loan applications and approvals using mobile phones and provides access to digital lending services for customers who may not have smartphones, ensuring inclusivity in accessing financial products.

Empower Customers with Accessible Digital Lending

Mobile-First Platform: Provides a lending platform optimized for mobile devices, ensuring accessibility for underserved and unbanked segments of the population

Automated Eligibility Checks and Disbursements

Utilizes advanced algorithms to analyze customer data, automatically determining loan eligibility. Streamlines the approval process to minimize manual interventions, ensuring fast and efficient loan disbursements directly to customer accounts.

Mobile-First Lending Solutions for MFI Customers

Tailored solutions designed specifically to meet the needs of microfinance institution (MFI) customers. A mobile-centric platform accessible via mobile devices, enhancing convenience and accessibility for MFI borrowers.

Seamless Integration with Core Banking Systems

Ensures effortless integration of the mobile lending application with the organization's core banking infrastructure, facilitating efficient management of customer data and loan processing.

Benefits

Efficient Disbursement

Facilitates prompt and direct disbursements to customer accounts, improving convenience and customer satisfaction.

User-Friendly Experience

Offers a seamless and intuitive digital lending experience, enhancing convenience and ease of use for all customers.

Financial Inclusion

Utilizes digital tools to broaden financial inclusion by extending access to credit and other financial services to previously underserved communities.

Real-Time Updates

It ensures that all stakeholders receive real-time updates on loan statuses and customer information.