It allows MFI’s customers to interact directly with the core banking system through their mobile phone hand set. Core functionalities include; Transaction alerts, Balance inquiry, Mini statement, Account to account transfer, and Credit installment reminders. The most interesting feature in this module is the interaction with e-wallet. A customer can transfer money from his mobile money virtual account to his account in the MFI and vice versa. This allows to MFIs to partner with Mobile Network Operators to use mobile money agents as cash in/out outlets, hence reducing significantly the operational costs in running branches while expanding their outreach.